A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties. Typically, a fiduciary prudently takes care of money or other assets for another person. One party, for example, a corporate trust company or a financial advisor, acts in a fiduciary capacity to another party, who, for example, has entrusted funds to the fiduciary for safekeeping or investment. Likewise, asset managers-including managers of pension plans, endowments, and other tax-exempt assets-are considered fiduciaries under applicable statutes and laws. In a fiduciary relationship, one person-in a position of vulnerability justifiably vests confidence, good faith, reliance, and trust in another, whose aid, advice, or protection is sought. In such a relationship, good conscience requires the fiduciary to act at all times for the sole benefit and interest of the vulnerable.


On an annual basis, we will document that your retirement plan, or group benefits, are following the required fiduciary standards and compliance procedures mandated by the province you reside or hold your assets in. We also strive to make sure that you meet all the requirements to access your funds when you need them most.

We will coordinate and confirm that your group benefits provider is providing the services they are contracted for; both your health and dental, as well as, your savings plan. Leaving you free to focus on the more important tasks of running your business, living your life, or enjoying your retirement.

“The fiduciary obligations related to the management of the plan on behalf of plan members will be shifted from the employer to licensed administrators. In addition, responsibilities related to the professional administration of the plan will be borne by the licensed administrator. “

— Canadian Revenue Agency on Pooled Registered Pension Plans